LICENSE
MANIFEST.in
Makefile
README-PYPI.md
README.md
pyproject.toml
pytest.ini
requirements.txt
setup.py
docs/ROADMAP.md
docs/database.md
docs/installation.md
docs/overdue_labels.md
docs/overview.md
docs/parallelism.md
docs/quickstart.md
docs/skills-framework-design.md
docs/skills-hsbin-hsreport-implementation-plan.md
docs/skills.md
docs/articles/losses-guide.md
docs/articles/manual_tree_rule_mining.md
docs/articles/model-interpretability.md
docs/articles/model-workflow.md
docs/articles/models-design-review.md
docs/articles/tuning-guide.md
docs/superpowers/plans/2026-08-21-model-interpretability.md
docs/superpowers/plans/2026-08-25-rule-swap-analysis-repair.md
docs/superpowers/specs/2026-08-21-model-interpretability-design.md
docs/superpowers/specs/2026-08-25-rule-swap-analysis-design.md
examples/00_quickstart.ipynb
examples/01_binning.ipynb
examples/02_encoders.ipynb
examples/03_selectors.ipynb
examples/04_models.ipynb
examples/05_metrics.ipynb
examples/06_eda.ipynb
examples/07_viz.ipynb
examples/08_rules.ipynb
examples/09_feature_engineering.ipynb
examples/10_financial.ipynb
examples/11_report.ipynb
examples/12_complete_workflow.ipynb
examples/13_binning_plots.ipynb
examples/14_scorecard_germancredit.ipynb
examples/15_population_strategy_eda.ipynb
examples/16_feature_efficiency_analysis.ipynb
examples/17_round_scorecard_consistency.ipynb
examples/18_user_splits_fixed_demo.ipynb
examples/19_update_splits_demo.ipynb
examples/20_rule_swap_analysis.ipynb
examples/21_manual_tree.ipynb
examples/21_rule_swap_analysis_v2.ipynb
examples/22_optimal_binning_2d.ipynb
examples/23_excel_writer.ipynb
examples/24_tree_viz_manual_tree_demo.ipynb
examples/25_manual_tree_rule_mining.ipynb
examples/27_model_interpretability.ipynb
examples/28_model_workflow.ipynb
examples/losses_workflow.ipynb
examples/tree_viz.py
examples/tuning_workflow.ipynb
examples/建模参考代码.ipynb
hscredit/__init__.py
hscredit/__main__.py
hscredit/_compat.py
hscredit/_lazy.py
hscredit/cli.py
hscredit/exceptions.py
hscredit/py.typed
hscredit/core/__init__.py
hscredit/core/model_selection.py
hscredit/core/binning/__init__.py
hscredit/core/binning/_candidate_search.py
hscredit/core/binning/_categorical.py
hscredit/core/binning/_contracts.py
hscredit/core/binning/base.py
hscredit/core/binning/best_iv_binning.py
hscredit/core/binning/best_ks_binning.py
hscredit/core/binning/best_lift_binning.py
hscredit/core/binning/cart_binning.py
hscredit/core/binning/chi_merge_binning.py
hscredit/core/binning/cp_sat_binning.py
hscredit/core/binning/genetic_binning.py
hscredit/core/binning/kernel_density_binning.py
hscredit/core/binning/kmeans_binning.py
hscredit/core/binning/mdlp_binning.py
hscredit/core/binning/monotonic_binning.py
hscredit/core/binning/optimal_binning.py
hscredit/core/binning/optimal_binning_2d.py
hscredit/core/binning/or_binning.py
hscredit/core/binning/quantile_binning.py
hscredit/core/binning/smooth_binning.py
hscredit/core/binning/spec.py
hscredit/core/binning/target_bad_rate_binning.py
hscredit/core/binning/tree_binning.py
hscredit/core/binning/uniform_binning.py
hscredit/core/eda/__init__.py
hscredit/core/eda/_feature_summary.py
hscredit/core/eda/correlation.py
hscredit/core/eda/feature.py
hscredit/core/eda/overview.py
hscredit/core/eda/population.py
hscredit/core/eda/relationship.py
hscredit/core/eda/report.py
hscredit/core/eda/stability.py
hscredit/core/eda/strategy.py
hscredit/core/eda/target.py
hscredit/core/eda/utils.py
hscredit/core/eda/vintage.py
hscredit/core/encoders/__init__.py
hscredit/core/encoders/_category_protocol.py
hscredit/core/encoders/base.py
hscredit/core/encoders/cardinality_encoder.py
hscredit/core/encoders/catboost_encoder.py
hscredit/core/encoders/count_encoder.py
hscredit/core/encoders/gbm_encoder.py
hscredit/core/encoders/one_hot_encoder.py
hscredit/core/encoders/ordinal_encoder.py
hscredit/core/encoders/quantile_encoder.py
hscredit/core/encoders/target_encoder.py
hscredit/core/encoders/woe_encoder.py
hscredit/core/feature_engineering/__init__.py
hscredit/core/feature_engineering/expression.py
hscredit/core/financial/__init__.py
hscredit/core/financial/advanced.py
hscredit/core/financial/basic.py
hscredit/core/metrics/__init__.py
hscredit/core/metrics/_base.py
hscredit/core/metrics/_binning.py
hscredit/core/metrics/_ranking.py
hscredit/core/metrics/aggregation.py
hscredit/core/metrics/classification.py
hscredit/core/metrics/feature.py
hscredit/core/metrics/finance.py
hscredit/core/metrics/monitoring.py
hscredit/core/metrics/regression.py
hscredit/core/metrics/stability.py
hscredit/core/models/__init__.py
hscredit/core/models/_contracts.py
hscredit/core/models/_lifecycle.py
hscredit/core/models/base.py
hscredit/core/models/scorecard_support.py
hscredit/core/models/boosting/__init__.py
hscredit/core/models/boosting/catboost_model.py
hscredit/core/models/boosting/lightgbm_model.py
hscredit/core/models/boosting/ngboost_model.py
hscredit/core/models/boosting/xgboost_model.py
hscredit/core/models/calibration/__init__.py
hscredit/core/models/calibration/base.py
hscredit/core/models/calibration/methods.py
hscredit/core/models/calibration/model.py
hscredit/core/models/calibration/plots.py
hscredit/core/models/classical/__init__.py
hscredit/core/models/classical/logistic_regression.py
hscredit/core/models/classical/sklearn_models.py
hscredit/core/models/explainability/__init__.py
hscredit/core/models/explainability/counterfactual.py
hscredit/core/models/explainability/explainer.py
hscredit/core/models/explainability/plots.py
hscredit/core/models/explainability/reason_codes.py
hscredit/core/models/explainability/reports.py
hscredit/core/models/explainability/result.py
hscredit/core/models/losses/__init__.py
hscredit/core/models/losses/_loss_math.py
hscredit/core/models/losses/adapters.py
hscredit/core/models/losses/amount_weighted_loss.py
hscredit/core/models/losses/asymmetric_focal_loss.py
hscredit/core/models/losses/balanced_focal_loss.py
hscredit/core/models/losses/base.py
hscredit/core/models/losses/business_metrics.py
hscredit/core/models/losses/custom_metrics.py
hscredit/core/models/losses/expected_profit_loss.py
hscredit/core/models/losses/focal_loss.py
hscredit/core/models/losses/functional.py
hscredit/core/models/losses/ks_focused_loss.py
hscredit/core/models/losses/ranking_auc_proxy_loss.py
hscredit/core/models/losses/ranking_loss.py
hscredit/core/models/losses/risk_loss.py
hscredit/core/models/losses/topk_bad_capture_loss.py
hscredit/core/models/losses/weighted_loss.py
hscredit/core/models/rules/__init__.py
hscredit/core/models/rules/rule_classifier.py
hscredit/core/models/scorecard/__init__.py
hscredit/core/models/scorecard/model_scorecard.py
hscredit/core/models/scorecard/score_drift.py
hscredit/core/models/scorecard/score_transformer.py
hscredit/core/models/scorecard/scorecard.py
hscredit/core/models/tuning/__init__.py
hscredit/core/models/tuning/_metrics.py
hscredit/core/models/tuning/_retention.py
hscredit/core/models/tuning/search_space.py
hscredit/core/models/tuning/space_adapter.py
hscredit/core/models/tuning/tuning.py
hscredit/core/models/tuning/visualization.py
hscredit/core/rules/__init__.py
hscredit/core/rules/accumulator.py
hscredit/core/rules/artifact.py
hscredit/core/rules/expr_optimizer.py
hscredit/core/rules/rule.py
hscredit/core/rules/rule_flow.py
hscredit/core/selectors/__init__.py
hscredit/core/selectors/_selection_history.py
hscredit/core/selectors/_statistical_utils.py
hscredit/core/selectors/base.py
hscredit/core/selectors/boruta_selector.py
hscredit/core/selectors/cardinality_selector.py
hscredit/core/selectors/chi2_selector.py
hscredit/core/selectors/corr_selector.py
hscredit/core/selectors/f_test_selector.py
hscredit/core/selectors/importance_selector.py
hscredit/core/selectors/iv_selector.py
hscredit/core/selectors/ks_selector.py
hscredit/core/selectors/lift_selector.py
hscredit/core/selectors/mode_selector.py
hscredit/core/selectors/mutual_info_selector.py
hscredit/core/selectors/null_importance_selector.py
hscredit/core/selectors/null_selector.py
hscredit/core/selectors/psi_selector.py
hscredit/core/selectors/regex_selector.py
hscredit/core/selectors/reporting.py
hscredit/core/selectors/rfe_selector.py
hscredit/core/selectors/scorecard_feature_selection.py
hscredit/core/selectors/sequential_selector.py
hscredit/core/selectors/stability_selector.py
hscredit/core/selectors/stepwise_selector.py
hscredit/core/selectors/type_selector.py
hscredit/core/selectors/variance_selector.py
hscredit/core/selectors/vif_selector.py
hscredit/core/viz/__init__.py
hscredit/core/viz/binning_plots.py
hscredit/core/viz/model_plots.py
hscredit/core/viz/risk_plots.py
hscredit/core/viz/score_plots.py
hscredit/core/viz/strategy_plots.py
hscredit/core/viz/style.py
hscredit/core/viz/tree_plots.py
hscredit/core/viz/utils.py
hscredit/core/viz/variable_plots.py
hscredit/database/__init__.py
hscredit/database/client.py
hscredit/database/exceptions.py
hscredit/database/json_projection.py
hscredit/database/metadata.py
hscredit/database/registry.py
hscredit/database/shortcuts.py
hscredit/database/stream.py
hscredit/database/type_inference.py
hscredit/database/types.py
hscredit/database/writing.py
hscredit/database/adapters/__init__.py
hscredit/database/adapters/base.py
hscredit/database/adapters/clickhouse.py
hscredit/database/adapters/dbapi.py
hscredit/database/adapters/hive.py
hscredit/database/adapters/impala.py
hscredit/database/adapters/maxcompute.py
hscredit/database/adapters/mongodb.py
hscredit/database/adapters/mysql.py
hscredit/database/adapters/mysql_atomic.py
hscredit/database/adapters/oracle.py
hscredit/database/adapters/redis.py
hscredit/database/adapters/starrocks.py
hscredit/excel/__init__.py
hscredit/excel/_pivot.py
hscredit/excel/writer.py
hscredit/report/__init__.py
hscredit/report/_sample_stats.py
hscredit/report/feature_analyzer.py
hscredit/report/model_explanation.py
hscredit/report/model_report.py
hscredit/report/overdue_predictor.py
hscredit/report/population_drift.py
hscredit/report/result.py
hscredit/report/rule_analysis.py
hscredit/report/rule_strategy.py
hscredit/report/selection_report.py
hscredit/report/swap_analysis.py
hscredit/report/mining/__init__.py
hscredit/report/mining/base.py
hscredit/report/mining/manual_tree_extractor.py
hscredit/report/mining/metrics.py
hscredit/report/mining/multi_feature.py
hscredit/report/mining/multi_label.py
hscredit/report/mining/single_feature.py
hscredit/report/mining/tree_extractor.py
hscredit/resources/datasets/germancredit.csv
hscredit/resources/fonts/font.ttf
hscredit/resources/templates/template.xlsx
hscredit/skills_runtime/__init__.py
hscredit/skills_runtime/__main__.py
hscredit/skills_runtime/artifacts.py
hscredit/skills_runtime/bootstrap.py
hscredit/skills_runtime/contracts.py
hscredit/skills_runtime/dependencies.py
hscredit/skills_runtime/errors.py
hscredit/skills_runtime/io.py
hscredit/skills_runtime/objects.py
hscredit/skills_runtime/registry.py
hscredit/skills_runtime/operations/__init__.py
hscredit/skills_runtime/operations/binning.py
hscredit/skills_runtime/operations/reports.py
hscredit/skills_runtime/operations/visualization.py
hscredit/utils/__init__.py
hscredit/utils/data_contracts.py
hscredit/utils/datasets.py
hscredit/utils/describe.py
hscredit/utils/fonts.py
hscredit/utils/init.py
hscredit/utils/input_utils.py
hscredit/utils/io.py
hscredit/utils/logger.py
hscredit/utils/misc.py
hscredit/utils/overdue.py
hscredit/utils/pandas_extensions.py
hscredit/utils/pandas_parallel.py
hscredit/utils/parallel.py
hscredit/utils/random.py
hscredit/utils/serialization.py
scripts/benchmark_corr_selector.py
scripts/build_pypi_readme.py
scripts/validate_audit_workflows.py
scripts/validate_docs_build.py
scripts/validate_environment.py
scripts/validate_examples.py
scripts/validate_hsk_categorical_binning.py
scripts/validate_selection_reports.py
scripts/validate_supervised.py
scripts/readme_examples/binning_eda.py
scripts/readme_examples/excel.py
scripts/readme_examples/models.py
scripts/readme_examples/strategy.py