UI Reasoning: Insurance Platform. Recommended Pattern: Conversion + Trust. Style Priority: Trust & Authority + Flat Design. Color Mood: Trust Blue (#0066CC) + Green + Neutral. Typography Mood: Clear + Professional typography. Key Effects: Quote calculator animations + Policy comparison. Decision Rules: {"must_have": "quote-calculator", "must_have": "policy-comparison"}. Anti-Patterns: Confusing pricing + No trust signals + AI purple/pink gradients. Severity: HIGH.