UI Reasoning: Banking/Traditional Finance. Recommended Pattern: Trust & Authority + Feature. Style Priority: Minimalism + Accessible & Ethical. Color Mood: Navy (#0A1628) + Trust Blue + Gold. Typography Mood: Professional + Trustworthy typography. Key Effects: Smooth number animations + Security indicators. Decision Rules: {"must_have": "security-first", "must_have": "accessibility"}. Anti-Patterns: Playful design + Poor security UX + AI purple/pink gradients. Severity: HIGH.