DECLARATIONS PAGE - HOMEOWNERS POLICY (SYNTHETIC FIXTURE)

== POLICY ==
Policy Type: homeowners
Carrier: Harborline Casualty (fictional)
Policy Number: HOP-2026-7781
Named Insured: Household Member A (synthetic)
Status: active

== COVERED ==
Covered Person: member-a
Covered Asset: home-1

== COVERAGES ==
Coverage: Dwelling | Limit: 425000 | Deductible: 1000
Coverage: Personal Property | Limit: 210000 | Deductible: 1000
Coverage: Loss of Use | Limit: 85000 | Deductible: none
Coverage: Personal Liability | Limit: 300000 | Deductible: none

== PREMIUM ==
Premium Amount: 1480.00
Premium Period: 12 months
Prior Premium Amount: 1410.00

== DATES ==
Effective Date: 2025-12-15
Renewal Date: 2026-12-15
Premium Due Date: 2026-12-01
Grace Period End: 2026-12-31
Escrow Proof Deadline: 2026-11-20
