div7a-loan-review bundles eight benchmark interest rate figures in
div7aloan/data/benchmark_rates.csv. They are Financial Data published by the
Reserve Bank of Australia in statistical table F5 (series FILRHLBVS,
Indicator Lending Rates, standard variable housing loan rate), read from
https://www.rba.gov.au/statistics/tables/xls/f05hist.xlsx on the date each
row records, with the workbook's SHA-256 recorded beside it.

Source: Reserve Bank of Australia 2026.

The RBA's Copyright and Disclaimer Notice (https://www.rba.gov.au/copyright/,
read 20 September 2026) excludes Financial Data from its Creative Commons
licence and permits its reproduction for personal or commercial use on the
conditions in Section 5 of that Notice: the RBA is attributed as above, no
endorsement by the RBA of this software or any use of it is stated or
implied, the RBA does not administer the figures as a benchmark, and the
Notice's disclaimers apply. The RBA has not endorsed this software. Nothing
here alters the figures; the engine applies them to the Division 7A
benchmark interest rate as the Income Tax Assessment Act 1936 defines it.

The software itself is licensed under the MIT licence in LICENSE.
