{# Year-end tax projection card. Shows placeholder if tax config absent. #}
<div class="kpi-card projection-card">
  {% if has_tax_config and projection %}
    <div class="kpi-label">Projected {{ projection.year }} tax (Dec 31)</div>
    <div class="kpi-value">${{ "{:,.0f}".format(projection.total_tax) }}</div>
    <div class="breakdown">
      Federal: ${{ "{:,.0f}".format(projection.federal_tax) }}
      &middot; State: ${{ "{:,.0f}".format(projection.state_tax) }}
    </div>
    {% if projection.bracket_warnings %}
      <ul class="bracket-warnings">
        {% for w in projection.bracket_warnings %}<li>{{ w }}</li>{% endfor %}
      </ul>
    {% endif %}
    <div class="caveat muted">Estimate only &mdash; single marginal rate.</div>
  {% else %}
    <div class="kpi-label">Year-end tax projection</div>
    <p class="placeholder">
      Set the <code>tax:</code> section in <code>~/.net_alpha/config.yaml</code>
      to enable the projection. <a href="/imports#tax-config">Open data hygiene</a>.
    </p>
  {% endif %}
</div>