Medicare Part B Premium and Deductible Medicare Part B covers physicians’ services, outpatient hospital services, certain home health services, durable medical equipment, and certain other medical and health services not covered by Medicare Part A. Each year, the Medicare Part B premium, deductible, and coinsurance rates are determined according to provisions of the Social Security Act. The standard monthly premium for Medicare Part B enrollees will be $202.90 for 2026, an increase of $17.90 from $185.00 in 2025. The annual deductible for all Medicare Part B beneficiaries will be $283 in 2026, an increase of $26 from the annual deductible of $257 in 2025. The increase in the 2026 Part B standard premium and deductible is mainly due to projected price changes and assumed utilization increases that are consistent with historical experience. If the Trump Administration had not taken action to address unprecedented spending on skin substitutes, the Part B premium increase would have been about $11 more a month. However, due to changes finalized in the 2026 Physician Fee Schedule Final Rule , spending on skin substitutes is expected to drop by 90% without affecting patient care. Beginning in 2023, individuals whose full Medicare coverage ended 36 months after a kidney transplant, and who do not have certain other types of insurance coverage, can elect to continue Part B coverage of immunosuppressive drugs by paying a premium. For 2026, the standard immunosuppressive drug premium is $121.60. Medicare Part B Income-Related Monthly Adjustment Amounts Since 2007, a beneficiary’s Part B monthly premium has been based on his or her income. These income-related monthly adjustment amounts affect roughly 8% of people with Medicare Part B. The 2026 Part B total premiums for high-income beneficiaries with full Part B coverage are shown in the following table: Full Part B Coverage Beneficiaries who file individual tax returns with modified adjusted gross income: Beneficiaries who file joint tax returns with modified adjusted gross income: Income-Related Monthly Adjustment Amount Total Monthly Premium Amount Less than or equal to $109,000 Less than or equal to $218,000 $0.00 $202.90 Greater than $109,000 and less than or equal to $137,000 Greater than $218,000 and less than or equal to $274,000 $81.20 $284.10 Greater than $137,000 and less than or equal to $171,000 Greater than $274,000 and less than or equal to $342,000 $202.90 $405.80 Greater than $171,000 and less than or equal to $205,000 Greater than $342,000 and less than or equal to $410,000 $324.60 $527.50 Greater than $205,000 and less than $500,000 Greater than $410,000 and less than $750,000 $446.30 $649.20 Greater than or equal to $500,000 Greater than or equal to $750,000 $487.00 $689.90 The 2026 Part B total premiums for high-income beneficiaries who only have immunosuppressive drug coverage under Part B are shown in the following table: Part B Immunosuppressive Drug Coverage Only Beneficiaries who file individual tax returns with modified adjusted gross income: Beneficiaries who file joint tax returns with modified adjusted gross income: Income-Related Monthly Adjustment Amount Total Monthly Premium Amount Less than or equal to $109,000 Less than or equal to $218,000 $0.00 $121.60 Greater than $109,000 and less than or equal to $137,000 Greater than $218,000 and less than or equal to $274,000 $81.10 $202.70 Greater than $137,000 and less than or equal to $171,000 Greater than $274,000 and less than or equal to $342,000 $202.70 $324.30 Greater than $171,000 and less than or equal to $205,000 Greater than $342,000 and less than or equal to $410,000 $324.30 445.90 Greater than $205,000 and less than $500,000 Greater than $410,000 and less than $750,000 $445.90 $567.50 Greater than or equal to $500,000 Greater than or equal to $750,000 $486.50 $608.10 Premiums for high-income beneficiaries with full Part B coverage who are married and lived with their spouse at any time during the taxable year, but file a separate return, are as follows: Full Part B Coverage Beneficiaries who are married and lived with their spouses at any time during the year, but who file separate tax returns from their spouses with modified adjusted gross income: Income-Related Monthly Adjustment Amount Total Monthly Premium Amount Less than or equal to $109,000 $0.00 $202.90 Greater than $109,000 and less than $391,000 $446.30 $649.20 Greater than or equal to $391,000 $487.00 $689.90 Premiums for high-income beneficiaries with immunosuppressive drug only Part B coverage who are married and lived with their spouse at any time during the taxable year, but file a separate return, are as follows: Part B Immunosuppressive Drug Coverage Only Beneficiaries who are married and lived with their spouses at any time during the year, but who file separate tax returns from their spouses with modified adjusted gross income: Income-Related Monthly Adjustment Amount Total Monthly Premium Amount Less than or equal to $109,000 $0.00 $121.60 Greater than $109,000 and less than $391,000 $445.90 $567.50 Greater than or equal to $391,000 $486.50 $608.10 For more information on the 2026 Medicare Parts A and B premiums and deductibles (CMS-8089-N, CMS-8090-N, CMS-8091-N), please visit https://www.federalregister.gov/public-inspection .
