finserv-agent-audit is dual-licensed under either of:

    * Apache License, Version 2.0   (see LICENSE-APACHE or http://www.apache.org/licenses/LICENSE-2.0)
    * MIT license                   (see LICENSE-MIT   or http://opensource.org/licenses/MIT)

at your option.

SPDX-License-Identifier: MIT OR Apache-2.0

Rationale (May 2026 council vote, 4-of-5): dual-licensing preserves the existing
MIT downstream-citation graph established by v1.0.1 while supplying the express
patent grant (Apache 2.0 §3) that Tier-1 financial-services legal review
typically requires before authorizing inbound supply-chain inclusion. Adopters
elect at integration time; election does not require notice to the maintainer.

For the trademark posture (which is governed separately from this code license
per Apache 2.0 §6 and standard MIT practice), see docs/TRADEMARK.md.

For contribution license terms, see LICENSING.md.
