UI Reasoning: Fintech/Crypto. Recommended Pattern: Trust & Authority. Style Priority: Minimalism + Accessible & Ethical. Color Mood: Navy + Trust Blue + Gold. Typography Mood: Professional + Trustworthy. Key Effects: Smooth state transitions + Number animations. Decision Rules: {"must_have": "security-first", "if_dashboard": "use-dark-mode"}. Anti-Patterns: Playful design + Unclear fees + AI purple/pink gradients. Severity: HIGH.