MnemoPay Python SDK
Copyright (c) 2026 Jeremiah Omiagbo / J&B Enterprise LLC. All rights reserved.

Original author: Jeremiah Omiagbo (jeremiah@getbizsuite.com)
First published: April 2026 (PyPI: mnemopay v1.0.0b1)
GitHub: https://github.com/mnemopay/mnemopay-python

This software is licensed under the Apache License, Version 2.0
(see LICENSE file).

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LICENSE HISTORY — VERSION SPLIT
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  v1.0.0b1, v1.0.0b2, v1.0.0b3, v1.0.0b4    MIT License
  v1.0.0 and later                          Apache License 2.0

The four pre-release betas (`1.0.0b1` through `1.0.0b4`, published April
through May 2026) are permanently licensed under the MIT License and
remain available under those terms on PyPI. The first stable release
(`v1.0.0`) and all subsequent versions are licensed under the Apache
License 2.0.

Reason for the relicense at the stable cut: alignment with the canonical
TypeScript SDK at https://www.npmjs.com/package/@mnemopay/sdk (Apache 2.0),
plus the patent grant + retaliation clause Apache 2.0 provides for
enterprise embedders. If you depend on the MIT terms specifically, pin to
`mnemopay==1.0.0b4` — that version stays MIT in perpetuity.

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PRIOR ART CHAIN
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- 2026-04-xx: v1.0.0b1 published to PyPI (MIT, timestamped, immutable)
- 2026-04-xx: v1.0.0b2 published to PyPI (MIT)
- 2026-04-xx: v1.0.0b3 published to PyPI (MIT)
- 2026-05-xx: v1.0.0b4 published to PyPI (MIT)  — last MIT release
- 2026-xx-xx: v1.0.0   published to PyPI (Apache 2.0) — first stable

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ORIGINAL INVENTIONS DOCUMENTED HEREIN
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These inventions also appear in the canonical TypeScript SDK; the
Python port mirrors the spec.

1. Memory-Payment Feedback Loop — payment settlements reinforce the
   memories that led to the decision (Hebbian learning applied to agent
   economics).
2. Agent Credit Score — reputation computed from settlement history,
   memory quality, dispute rate, and behavioral patterns (formerly
   "Agent FICO"; renamed to avoid implied association with Fair Isaac
   Corporation).
3. Adaptive Engine — self-optimizing fee rates, risk thresholds, and
   policy parameters that learn from settlement and dispute outcomes.

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TRADEMARK
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"MnemoPay" is a trademark of J&B Enterprise LLC. Use of the name in
forks, redistributions, or derivative works requires explicit permission
under Apache 2.0 Section 6.

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CONTACT
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For licensing questions, security issues, or commercial support:
  jeremiah@getbizsuite.com
