Copyright (c) 2026 Credon Labs. All rights reserved.

This software and its source code are proprietary and confidential.

Use is permitted only by parties holding a valid written licence
agreement with Credon Labs, and only within the scope of that
agreement. No right is granted to copy, modify, distribute,
sublicense, reverse engineer, or create derivative works, except
where such a right cannot lawfully be excluded.

THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND,
EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES
OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND
NONINFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT
HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY,
WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING
FROM, OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR
OTHER DEALINGS IN THE SOFTWARE.

Model Risk Management outputs produced by this software are
decision-support material. They do not constitute regulatory
approval, and responsibility for any lending decision remains
with the licensee.
